“This was such a blessing. My advisor explained everything and sent us the info we needed. She did all the work and kept us in the loop. Such a relief to know this has been taken care of, and I could put my focus on my husband’s health rather than fight with providers.”
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HOW WE HELPED
Real stories from real people. See testimonials from our members.
Naviguard® has the experience and expertise to help our members manage and resolve out-of-network medical bills. Browse reviews for our medical bill negotiation services. See what our members are saying about their experience and the support they received with Naviguard on their side.*
“They were able to resolve my issue in a very favorable way. I just gave them the information and they did all the work.”
“Definitely will recommend Naviguard, they were extremely helpful and took over the issue right away and fixed it. Thank you, thank you!!!!!!!!!!!!!!!!!”

We have a 56% success rate in negotiating lower out-of-network bills with providers for our members.
- Based on Naviguard’s engagement with its members during January 2021 through August 2023. Negotiation success rate is based on claims negotiated to less than billed charges. Negotiation success rate may vary and is not a guarantee of future results.
Over $105 million in total member savings to date.
- Savings measured by taking the difference between the aggregate out-of-network original billed amount and the aggregate final allowed amount under the plan during January 2021 – August 2023 for cases where Naviguard was engaged by a member to negotiate a balance bill on the member’s behalf. Includes disputed claims but excludes denied claims.
Naviguard has handled hundreds of thousands of cases to help resolve out-of-network medical bills.
Naviguard engages with over 5,900 providers across the United States in over 173 care specialties.
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Have a question for Naviguard or want to learn more about our out-of-network medical bill services?
*Experiences and results for individuals will vary. Naviguard makes no guarantee that any individual (or any group collectively) will achieve certain results.